A personal goal for every client is that after each meeting, you’ll feel more confident and rest assured that your money is here to be an engine of opportunity.
You will be welcomed with an atmosphere that eliminates any potential negative feelings you have about money by showing you that there’s really nothing to be afraid of. When you step foot into my office, we want you to immediately feel a sense of confidence because the minute you walk through the door, you’re already on the fast track to living a more successful and enjoyable life.
One benefit is providing greater financial confidence to clients. By creating an open, nonjudgmental space where you can share your concerns and worries without feeling embarrassed or less than you’re worth. I understand that managing your money is a huge responsibility, and value having the opportunity to take some of the responsibility off your shoulders.
While my efforts will be focused on helping you achieve your objectives, the ultimate goal is for you to surpass them. After all, you’re investing time, money and energy into working with us, and we want to make sure you’re getting maximum value out of our relationship. Throughout our time together, we’ll be constantly looking for new ways to get you closer to where you want to be.
Based on your values and needs, I will help you design your future. I work together with my clients, providing them with the necessary tools to succeed.
I work with my clients, providing them with easy-to-understand recommendations and helping you implement them every step of the way.
Focus on providing wealth advisory and investment services and tax saving ideas for clients seeking financial freedom and security.
I'm a firm believer that anything is possible, and whatever challenges that come up along the way simply exist to guide us in the right direction. When it comes to financial planning, you can only be so proactive. However, by putting strategic measures into place, you’re better able to overcome any issues and obstacles with ease and confidence. Explore the different scenarios you might find yourself in — and the solutions I would recommend.
No Charge for... |
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Initial Consultation |
Questions you want to ask? |
Neither Bentley Financial Planning nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation.
Situation | Solution |
| You need some hands-on guidance on which investment strategies are right for you. | Investment Management Work toward your short and long term objectives with an investment portfolio tailored according to your unique risk profile. LEARN MORE |
| You’re in the middle or end of your career, have assets all over the place that need some organization. You want to understand all your options. | Retirement Planning Social Security, pension, stocks and more. We’ll identify all potential sources of income so you can look forward to your future. LEARN MORE |
| You’ve recently started your own business and want to make sure you’re staying ahead of any future tax liabilities and looking to retain assets. | Own A Business Feel confident once filing season comes around with a strategic tax strategies that keep your numbers in order so no detail falls through the cracks. LEARN MORE |
| Personalized investment profile | ✓ |
| Personalized Financial Plan | ✓ |
| Customized wealth planning | ✓ |
| Portfolio reviews | ✓ |
| Online account opening and funding. | ✓ |
| Trading costs included | ✓ |
| Account transition services. | ✓ |
| Professionally-managed investment portfolio. | ✓ |
| Online portal with access to account balances, statements and performance reporting. | ✓ |
| Educational resources about money management, budgeting and investing. | ✓ |
| Access to a dedicated financial advisor. | ✓ |
| Assistance with automatic contribution/withdrawal plans (savings plans). | ✓ |
| Full investment management services | ✓ |
Neither Bentley Financial Planning nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation.
Whether you’re five years away from retirement or 20 years away from retirement, I’ll help guide you through the steps necessary to work toward your optimal retirement lifestyle. After evaluating your current financial situation, I’ll identify the income sources and opportunities that are most advantageous for you as you prepare for your life past employment.
Neither Bentley Financial Planning nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation.
Reviewing
Your investment strategy and ensuring you’re investing your wealth in the stocks that best align with your objectives.
Optimizing
Your spending habits so you continuously make decisions that benefit your broader financial picture.
Identifying
Potential income streams and ways you can continue to contribute to your nest egg while still securing the basic necessities.
Our process begins with either a diagnostic review of your business structure or current program to measure the effectiveness of the current plan design, investment integrity and cost structure.
Of course, with a need for specialized 401(k) education and support for your employees comes a need to pay for that service. A big part of 401(k) plan management is making sure the fees you and your employees pay are reasonable in relation to the level of service you receive. That’s only possible if you understand your fees in the first place—which is easier with some 401(k) providers than others.
While there’s no one right way providers might charge fees, it’s important to look for a provider who will be 100% transparent about every dollar charged to you and to your employees. Ask a potential 401(k) provider for a full accounting of who would be getting paid, how much they’ll receive, and where that money comes from. That way, you can get a true sense for the cost of a 401(k) provider’s service and more clearly compare them to other providers.
For example, you may find that one provider can offer much more in the way of employee education and support, and that might bring with it a higher price tag. That’s reasonable if it’s truly in the best interests of your employees. What may not be reasonable is choosing a provider with higher fees over another option that offers a very similar level of service at a lesser expense.
In any 401(k) plan, there are fees paid by the employer and by the employees to cover various service providers working on the plan. Ask for complete transparency on fees, then make a decision for the best balance of cost and service. Document your reasons for choosing the provider and why you believe they will offer your employees the best opportunity to save, invest, and prepare for retirement.
We offer a robust suite of services to help make your job less burdensome and help simplify compliance. Services may include sponsor communications, plan reporting, compliance testing, IRS audit support, introduce 3(38) services managed by a third party, and fiduciary training.
Many business owners look for top service and they want to avoid interacting with a call center. A dedicated plan adviser will be there to support you through setup and with ongoing plan operations.
Like most people saving for an important goal, your employees want planning and investment support to help them understand what they need to know and what they need to do to get started and stay on track. Here are just some of the services they can enjoy when you work with us, depending on your plan.
Here are just a few of the ways we can help reach your participants at the right moment, with the right message, in the right medium.
Would you worry less if you had more money to save toward your goals? Discover how much more money you could be keeping for yourself and your future. Contact me today for a no-cost no obligation review of your prior three years’ tax returns.
Neither Bentley Financial Planning nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. Distributions from traditional IRA’s and employer sponsored retirement plans are taxed as ordinary income and, if taken prior to reaching age 59 ½, may be subject to an additional 10% IRS tax penalty.
While every conversation is different, you should expect to cover some general information and get a sense of what it’s like to collaborate with me.
Use my online calendar to schedule a call/meeting or fill out the submission form below to ask any questions.
To help prepare for this meeting, you should have a basic idea of your current financial picture and financial goals.
Collaborate better with Bentley Financial Planning with an online platform that virtually has it all. By linking your investment and bank accounts, mortgage, real estate, and other assets and liabilities, AdviceWorks offers a more holistic view of your financial situation. This makes it easier for your financial professional to help you.
Want to go paperless? No problem. AdviceWorks gives you the option of eDelivery and securely share personal documents (such as tax forms) at ease with your advisor from the cloud-based vault.
Call the office anytime to request an invite at 412-435-1183 or Email John@BentleyFinancialPlanning.com
Items Needed to Enroll:
a) Cell Phone Number
b) E-mail Address
